State Regulations Preventing Creditor Harassment: Protecting Consumers from Aggressive Collection Practices
Debt can be a heavy burden for many individuals, and dealing with creditors can often exacerbate stress and anxiety. While creditors have the legal right to collect debts, certain practices are prohibited to protect consumers from harassment. Many states have enacted additional regulations aimed at preventing creditor harassment, ensuring that individuals facing financial difficulties are treated with dignity and respect. The Fair Debt Collections Practice Act (FDCPA) is federal law that provides a national standard